Jay Kleczka

Many people do not know that they can transfer funeral prearrangements at anytime. Many families have come to Prasser-Kleczka from other local funeral homes that have recently changed ownership. If you are not completely satisfied with your current provider, call Prasser-Kleczka to find out how easy it is to join our family at no cost to you.

Prearrangement of Funerals
More and more persons are discovering that funeral preplanning – and often prepayment– can help ensure the financial and emotional well-being of the family in event of death. In today's mobile society, prearrangement of funeral services has not only become acceptable but often advisable to ensure peace of mind for you and your family. For some, planning in advance assures a funeral that will represent their beliefs or lifestyle. Others preplan to help their families to deal with the feelings that come with the death of a loved one.

When you decide to prearrange a funeral, consult first with Prasser-Kleczka. This is the key to a worry-free funeral. It is as simple as sitting down with us at our office or in the privacy of your home and recording all your wishes. In any event, the prearrangement should be looked at from time to time and be updated if necessary. When you prearrange a funeral with our firm, we keep a copy in our permanent, confidential file and give you a copy for your records.

Prepayment of Funerals
Prasser-Kleczka offers two options for families who wish to pay for their funeral in advance: The SmartPlan and a funeral trust.

The SmartPlan™
Prasser-Kleczka is proud to offer the SmartPlan™. Available only through Prasser-Kleczka, this program allows you to prepay tommorow's funeral expenses at today's cost. Covered expenses can include such items as cemetery expenses, flowers, clergy offerings and luncheons.
*Funeral insurance is underwritten by Forethought Life Insurance.

Funeral Trust
We also offer funeral trusts. You select the type of funeral service and merchandise you desire and prepay the amount. We place this money in a funeral trust account with a federally insured financial institution. The accumulated interest will normally pay for any increase in cost. If, at the time of death, the principal sum and accumulated interest amount to more than the cost of the funeral you selected, any excess funds are returned to your estate. Wisconsin Law provides that the person making a revocable trust payment has the right to withdraw the money including all interest at any time prior to death.

Our plans can be protected from Title 19.

Funeral Trusts and Title 19 Information
Prasser-Kleczka has assisted many families and individuals in setting up funeral trusts. If you are interested learning more about these options, just call us or stop in for your free guide entitled "Funeral Payment Simplified". We can assist you at our office or in the convenience of your home.